At Trinity Homecare, we recognise that figuring out the financial aspects of round-the-clock care can feel overwhelming. That’s why we’re here to help guide you through your options. Whether you’re considering live-in care, visiting care, or other support services, we’ll explore the costs associated with 24-hour care, helping you find the best solution for your situation.
Choosing to receive care at home allows individuals to stay in a familiar environment, surrounded by routines and cherished memories. Our dedicated team is here to support you every step of the way, providing high-quality, nationwide live-in care and visiting care completely tailored to meet your loved one’s needs.
What is 24-hour home care?
24-hour live-in care allows people to continue living at home safely and comfortably with the assistance of professional caregivers who live in the home with the care receiver. This type of care helps adults of all ages and with many different types of health conditions and needs. 24-hour care allows an individual to remain in the comfort of their own home, keeping their daily routines and contact with friends and family.
Who pays for 24-hour care at home?
In the UK, the cost of 24-hour care, whether in a care home or through home care services, can be covered privately or by the Local Authority, depending on an individual’s financial situation. Funding for care is typically based on means-testing, which evaluates a person’s assets and income to determine eligibility for support.
| Assets of over £23,250 | Self-funded |
| Assets between £14,250 – £23,250 | Partly council-funded/partly self-funded |
| Assets of less than £14,250 | Fully council funded |
It’s important to be aware that changes to the current funding system are on the way. The upper asset threshold is set to rise to £100,000, meaning individuals with assets above this amount will be classified as self-funding. Additionally, there is expected to be a lifetime cap of £86,000 on what a person has to contribute towards their care. The lower threshold is set to also increase to £20,000, allowing more individuals to qualify for full or partial Local Authority support.
For more detailed information on financing and funding options for home care, we invite you to explore our comprehensive resources page. Visit Trinity Homecare’s Financing and Funding Information to find valuable insights that can help you navigate the process and make informed decisions.
24-hour home care costs
The cost of home care can often be like that of a care home and for couples, it may even provide significant savings. At Trinity Homecare, we tailor each care plan to individual needs, making it difficult to provide an exact figure, but prices generally start from around £1,400 per week.
Factors influencing home care costs include the individual’s health condition, the complexity of their needs and the chosen provider, resulting in varying hourly or weekly rates. Our fees are typically all-inclusive based on assessed needs, making financial planning easier for families. In contrast, care homes often separate fees and may charge extra for additional services, complicating overall cost estimates.
Once the care plan and fees are set, costs usually remain stable unless there’s a significant change in care requirements. It’s important to note that annual inflationary increases are common, so families should be prepared for potential adjustments.
With over 25 years of experience, Trinity Homecare understands that managing care fees is a major concern for many families. If you’d like to learn more without any pressure, our care management team is here to help.
Arranging 24-hour care
If you would like to find out more but are not yet ready to commit, get in touch with our care management team to see how we can help you. We offer a free, no-obligation enquiry service allowing you to explore our services without any pressure. Call us on 0207 183 4884 or fill out our online enquiry form to receive a free assessment from our qualified care team.
